Ron / Darren....I'm glad things worked out for both of you. Like you I had insurance but there were items not insurable or beyond the coverage limits we had. The unearned winter storage premium between the date of the fire and the 4/30/17 term date with SIM should be reimbursed to all boat owners whose boats were destroyed without even going through the claims process. EVERY owner who had their boats completely destroyed should be reimbursed that amount without asking, yet no such offer has been made. We also had ~$1,000 of gas in our tanks not covered by our policy in additional to electronics and fishing equipment beyond our limits of coverage. I understand it's an accident and accidents happen but it's a fire started by SIM's employee and they should accept the financial responsibility of those actions.

Telling boat owners the attorney was meeting with the insurance company to review the status of claims while SIM and said attorney were simultaneously filing with the courts a Declaratory Judgement against the boat owners who lost everything to preemptively dismiss those claims is egregious. If you consider that to be good business practice and good customer relations, well then let's just agree we have different definitions of both.

Abrasion, final chapter hasn't been written so at this time I'd prefer not providing more detail.