What happens is you pay the tow company and the insurance co re-imburses you. With Progressive you pay nothing.
That is a marine policy? Most do not understand homeowner add ons do no cover salvages, replacement, spills. Many do NOT know that.
Quote:
Originally Posted by Abrasion
I have Markel. They have actually been a good marine insurer to me. I quoted Progressive this year. their policy has a HUGE hole in that it limits oil spill liability coverage. You can't buy a limit that covers you 100% of the legal maximum and it is part of the liability limit under their policy. Markel gives you a separate limit for it. That's been the driver for me. An 850k debt to Uncle Sam for my boat sinking would end up sinking me....
So basically 2k at 300 an hour gets me 6 and 2/3 hours of time so roughly 20 miles from your home dock at 5.8 mph.
2k is the most that they offer.
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