Quote:
Originally Posted by Capt. Frank
This happened to a friend from Sandy destruction on a home owner policy. I teach it in my classes too. Knowing the difference in coverage is important.
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Not to beat a dead horse but number one unless you have an insurance brokers license you should not be teaching coverage. You are doing your students a disservice as you do not understand the purpose of an umbrella policy. Or the differece between 1st and 3rd party coverage. If you want to PM me I can explain what the differences are. I don't mean to call you out, but feel my knowledge gained over 30 years was disputed. I really would have no problem discussing the merits of different coverages with you so you can impart the information to your students.
Really no disrespect intended
