[Gerry Zagorski]

Don't want to burst your bubble but boat policies do not cover damage to an engine or drive unless it's due to a sinking, accident or hitting something... Let's face it, boats break all the time and unless you purchase an extended warranty on the motors or drive, they are not going to cover it.

Think about your car.... You blow a radiator house, engine overheats and you blow a head gasket.... Your car insurance is not going to cover that but it you had an extended drive train warranty the company you paid for that warranty probably would.

If I were you, I would call Vito and see if he deals with any boat insurance companies that provide the type of insurance you are looking for... If the answer is no, if you want to pay some money to get your engine insured, there are after market companies out there where you can purchase extended warranties for engines and drives.

Hope that helps.